One home becomes two.

Every cost of separating in Singapore, in the order it actually arrives. Where a market rate exists, there's a guide. Where it doesn't, put in your own quote.

Nothing is sent anywhere. Nothing is saved. Close the tab and it's gone.

Stage 01 · still one household

Before you file

What decides the cost is not which fact you cite. It's how much you're arguing about.

Simplified track.

Divorce by Mutual Agreement, available since 1 July 2024, is a fact — the reason the marriage is accepted as over. It sits on top of any of the three above and doesn't decide the cost on its own. What DMA does and doesn't change →

Lawyer's fees — yours, and your spouse's
Guide: S$1,500–3,500 each on the simplified track, and one firm can often act if everything is already agreed. Ask whether GST and disbursements sit inside the quote or on top of it.
You S$
Spouse S$
First consultation
No standard rate. Many firms give the first 20–30 minutes free; others don't. Ask before you book.
Total S$
Court filing fees
Guide: around S$500 across an uncontested filing. Pre-filled — adjust if your lawyer quotes differently.
Total S$
Mediation and counselling
Free when the court directs it — and it's compulsory if you have a child under 21. Private mediation runs roughly S$150–400 a session.
Total S$
Property valuation
No fixed rate. If you each commission your own valuer, this gets paid twice.
Total S$

From here, one set of bills becomes two.

Interim Judgment is granted. Nothing about the flat has completed yet.

Stage 02 · the gap months

Two homes, one flat still unsold

This is the stretch that catches people out. Enter monthly amounts.

How long is the gap?
Interim Judgment through to a completed sale or transfer.
Months
Rent for whoever moves out
Your own market. A room, a whole unit, or moving back to family at zero.
You /mth
Spouse /mth
Mortgage still running on the flat
The instalment doesn't pause. Split it however you've agreed to carry it.
You /mth
Spouse /mth
Utilities and conservancy — now on two addresses
Two accounts, two sets of standing charges.
You /mth
Spouse /mth
Child maintenance
Put it under whoever pays. It leaves one household and lands in the other.
You pay /mth
Spouse pays /mth
Moving, deposit and advance rent
One-off, and front-loaded. Landlords here usually want one month's deposit plus one month upfront.
You S$
Spouse S$
Furnishing the second home
Bed, fridge, washer, a table. Whatever you don't take with you, you buy again.
You S$
Spouse S$

Stage 03 · the flat

Sell it, or one of you keeps it

Two different bills entirely.

Sale price and agent commission
2% is the usual HDB seller rate, pre-filled. Commission comes off the sale before anything is split.
Sale price S$
Commission %
Commission: —
Conveyancing, seller side
Firms price this differently. Get it in writing alongside the divorce quote.
You S$
Spouse S$
Selling means you both buy or rent again — so stamp duty, conveyancing and agent fees can land twice on the way out. Add whichever applies to you in Stage 04.

Stage 04 · from here on

The new monthly, permanently

Not a cost of divorcing. A cost of living apart.

Housing — mortgage or rent
You /mth
Spouse /mth
Property tax, insurance, upkeep
Everything that used to be one bill.
You /mth
Spouse /mth
Ongoing child maintenance
You pay /mth
Spouse pays /mth
Getting the children between two homes
A small line that runs for years.
You /mth
Spouse /mth

What it adds up to

Your two columns

You

S$0
to get through the separation
S$0 /mth after

Your spouse

S$0
to get through the separation
S$0 /mth after

Fill in what you know. The rest can wait.

Estimates only, from figures you entered. Not legal or financial advice.